GB/T 22117-2018Credit - General vocabulary (English PDF)

Foreword

This standard was drafted in accordance with the rules given in GB/T 1.1-2009.

This standard replaces GB/T 22117-2008 "Credit Terminology", compared with the main technical changes in GB/T 22117-2008 as follows.

--- Modified the scope of the standard (see Chapter 1, Chapter 1 of the 2008 edition);

--- Modify the "base term" (see Chapter 2, Chapter 2 of the 2008 edition);

--- Modify the definitions of "credit," "credit subject," "credit activity," "credit tool," "credit information," and "credit record" (see 2.1, 2.4, 2.8, 2.9, 2.22 and 2.23, 2.1.1, 2.1.2, 2.2.1, 2.1.3, 4.9 and 4.10 of the 2008 edition;

--- Added terms and definitions of "integrity," "credit," "credit," "credit," and "public credit information," (see 2.2, 2.3, 2.16, 2.17 and 2.24);

--- Deleted the terms and definitions of "creditist", "trustee" and "credit" (2008 version 2.2.3, 2.2.5, and 2.2.6);

--- Deleted the "Credit Form" and merged related terms and definitions into "General" (Chapter 3 of the 2008 edition);

--- Revised the terms and definitions of the "Credit Management" section (see Chapter 3, Chapter 6 of the 2008 Edition);

--- Modify the terminology and definition of the "credit" section (see Chapter 4, Chapter 4 of the 2008 edition);

---Modified terms and definitions in the "Credit Rating" section (see Chapter 5, Chapter 5 of the 2008 edition);

--- Added terms and definitions for "credit guarantee," "credit insurance," "factoring," "social credit system," and "other" aspects, and added Standards related to the term "other credit services" and "credit supervision" are merged and modified in this section (see Chapter 6~ Chapter 10, Chapters 7 and 8 of the 2008 Edition).

Introduction

The social credit system is an important part of the market economy system and social governance system. With the establishment and completion of the social credit system Good, unified credit basic terms and definitions are necessary. Therefore, clarify some basic terms and their concise definitions in the credit Communication and collaboration between various organizations and individuals on the same platform, improve credit management and service levels, and promote credit standardization and other work Both are of great significance.

This standard is based on a scientific concept of credit and takes into account both international trends and Chinese characteristics. In full reference to international and developed countries Based on the terminology and definitions, combined with the development trend and characteristics of China's actual and credit industries, these basic terms have been properly improved. And development.

1 Scope

This standard specifies credit generality, credit management, credit information, credit rating, credit guarantee, credit insurance, factoring, social credit system, etc. The basic concepts of terms and their definitions.

This standard is applicable to credit service, management, scientific research, teaching and publishing, and other related fields involving credit work can also be referred to use.

2 General purpose