GB/T 22119-2017Credit service agency - Specifications for trustworthiness assessment business (English PDF)

Foreword

This standard was drafted in accordance with the rules given in GB/T 1.1-2009. This standard replaces GB/T 22119-2008 "credit intermediary organizations to evaluate service standards credit rating agencies," and GB/T 22119- 2008 compared to the main technical changes are as follows:

--- Modify the standard Chinese and English names;

--- Modify the standard range (see Chapter 1,.2008 edition of Chapter 1);

--- Modify the definition of "credit service agencies" (see 3.1,.2008 version 3.1);

--- Removed "credit rating" "credit rating agency" "credit rating analyst" and "compliance inspector" terms and definitions (2008 Version 3.2);

--- Added "integrity evaluation" terms and definitions (see 3.2);

--- Changed the term "passive credit rating service" to "delegated credit rating" and changed the definition (see 3.3,.2008 version 3.7);

--- Change the term "active credit rating service" to "active credit rating" and change the definition (see 3.4,.2008 version 3.6);

--- Modify the basic principles (see Chapter 4,.2008 edition Chapter 4);

--- Modify the evaluation information management (see Chapter 5,.2008 edition of Chapter 9);

--- Removed organizations and practitioners (Chapter 5 and Chapter 6 of the.2008 edition);

--- Modify the evaluation of business processes and requirements (see Chapter 6,.2008 Edition Chapter 7 and Chapter 8). Please note that some of this document may be patentable. The issuing agencies of this document do not bear the responsibility of identifying these patents. This standard by the National Social Credit Standardization Technical Committee (SAC/TC470) and focal point. This standard was drafted unit. China National Institute of Standardization, Zhongda letter (Beijing) Credit Evaluation Center Co., Ltd., Hefei Arts and Technology Co., Ltd. Secretary, Shandong Zhuoxin letter Enterprise Credit Co., Ltd., Anhui Lande Group Co., Ltd., Liaoning Provincial Institute of Standardization, Fujian Province, Quanzhou seamounts Ship Assessment Consulting Co., Ltd., Fujian Anjing Food Co., Ltd., Zhongda Credit Management Credit Co., Ltd., Xinjiang Institute of Standardization, Shandong Institute of Standardization, Champion Credit Co., Ltd., Beijing Jun Yi Technology Co., Ltd., Shaanxi West Credit Co., Ltd. Jia Shanxian new Lianbei carving handicraft factory, Xinjiang Credit Evaluation Co., Ltd. in billion, Dongguan City, New Cubic Information Technology Co., Ltd., Beijing Champion letter With the rating Limited, Guoxin United (Beijing) Certification Center, Shunde District of Foshan City, quality and technical supervision standards and coding, Yantai Technical Supervision Governor Information Institute, Dafen Technology Co., Ltd. in Yantai, Zhejiang Rexon Technology Co., Ltd. The main drafters of this standard. Lin Zhusheng, Zhou Li, Jiang Chau, Cui Conjun, Sun Yun, Li Zhengxiang, Yang Yongliang, Yang Jun, Xu Xiaodong, Zheng Yongyue, Li Xianghua, Zhao Yan, Meng Cuizhu, Qian Jingbo, Wang Dianjie, Guo Yongshang, Fang Tao, Wang Julin, Deng Lei, Cao Yinqiang, Yu Youjin, Xiang Shiyan, Tang Lixin, Cai please, Liu Juntao, Li Hua, Liu Dongdong, Ouyang Dan, Zhang Guanghui, Chen Jing, Zhang Wei Lan. This standard replaces the standards previously issued as.

--- GB/T 22119-2008.

This standard is the original GB/T 22119-2008 "credit intermediary organizations to evaluate service standards credit rating agencies," the national standard Ministry revised. This standard credit rating agencies for credit rating services, credit service agencies is one of the norms of business standards. This standard based on the current credibility of credit service agencies to assess the business development needs, sort out the basic principles of business integrity evaluation, evaluation information Management and business processes and requirements and other content, clear credit service integrity evaluation business norms for credit service agencies to carry out credit evaluation Provide implementation guidelines. Credit service agencies can refine and perfect the specific requirements of their own credit evaluation business on the basis of this standard. The formulation of the series of standards for credit service institutions will be continuously enriched and improved based on the development of the credit service market. Credit service agencies integrity evaluation business norms

1 Scope

GB/T 22119-2017 is the Chinese national standard on credit service agency - specifications for trustworthiness assessment business, in the field of services and company organization. The /T suffix marks it as a recommended standard: it is not compulsory by itself, but it becomes binding as soon as a contract, a tender or a customer specification calls it up - which in practice is how most foreign buyers meet it. It was issued on 1 November 2017 by the General Administration of Quality Supervision, Inspection and Quarantine of the People's Republic of China; Standardization Administration of China, and has been in force since 1 February 2018. Classification: ICS 03.080.99, CCS A20. This page is published from the official record of the standard held by the Chinese standards administration: the identification, the dates, the classification and the issuing body are taken from there. The clause text, the tables and the numeric limits are in the document itself, which is delivered complete in English translation.

This standard specifies the credit service agencies integrity evaluation of the basic principles of business norms, evaluation of information management and business processes and requirements. This standard applies to credit service agencies to carry out credit evaluation and other business.

2 Normative references

The following documents for the application of this document is essential. For dated references, only the dated version applies to this article Pieces. For undated references, the latest edition (including all amendments) applies to this document.

GB/T 22117 basic terms of credit

3 Terms and definitions

GB/T 22117 defined and the following terms and definitions apply to this document.

3.1 Credit service agency creditserviceagency Professional organizations that provide credit risk prevention, control and transfer services.

Note. The credit service agencies mainly include credit information and credit management services. The business scope generally includes credit investigation (credit investigation), credit rating, honesty assessment Price, credit insurance, factoring, credit guarantee, credit management consulting, merchant account management and other credit service businesses.

3.2 Creditworthiness evaluation trustworthinessassessment Credit rating Record, analyze and evaluate the integrity status of the credit subject during a certain period of time, and mark the credit status with specific symbols. Refers to a comprehensive analysis and assessment of the willingness to perform, capabilities and behaviors of various market participants by specialized agencies, in accordance with specific methods and procedures Estimated, and the normative symbols of their credit rating activities. The scope of the contract includes the contract stipulated by laws, regulations and mandatory standards Indeed agreed, the community's reasonable expectations and other social responsibility content.

3.3 Commissioned credit evaluation solicitedtrustworthinessassessment Passive credit rating Accept the entrusted application of credit rating.

3.4 Unsolicited trustworthinessassessment Without the evaluation of the subject entrusted or agreed to the credit rating.

4 Basic principles

4.1 Objectivity Integrity evaluation business process should ensure that the objective, true, the use of a consistent evaluation of evaluation rules to carry out business, eliminate fabricated data, provide false news