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GB/T 45805-2025Specifications of classification and coding for credit risk control agencies (English PDF)

信控服务机构分类及编码规范

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Issued by

SAMR; SAC

Level / Type

National · Recommended

Issue date

June 30, 2025

Implementation date

June 30, 2025

Scope

GB/T 45805-2025 is the English-translated version of 信控服务机构分类及编码规范.

GB/T 45805-2025 is the Chinese national standard covering putting a code on the firms that manage credit risk for others — the three classification principles of clear non-overlapping categories, alignment with the standards already in use, and room left for the sector to grow, the coding method and the structure of the code, the three levels of classification with their codes and their descriptions, and the mapping that ties each category to a recognised national industry code. Agencies are divided by whether or not they operate independently. First edition, in force from 30 June 2025. Issued on 30 June 2025, it has been in force since 30 June 2025.

Document preview — GB/T 45805-2025

National Standard of the People's Republic of China

ICS: 03.080.99
Classification: A 20

Issued by: State Administration for Market Regulation; Standardization Administration of the PRC

PrefaceIII
IntroductionIV
1 Scope1
2 Normative references1
3 Terms and Definitions1
4 Classification Principles1
4.1 Scientificity1
4.2 Coordination1
4.3 Scalability1
5 Coding Rules2
5.1 Encoding method2
5.2 Coding Requirements2
5.3 Classification and coding structure2
6 Classification and Code2
6.1 Primary classification and code2
6.2 Secondary classification and code2
6.3 Three-level classification and code3
6.4 Classification code and description3
Appendix A (Informative) Comparison Table of Credit Control Service Organization Classification and National Economic Industry Classification6
References8

Foreword

This document is in accordance with the provisions of GB/T 1.1-2020 "Guidelines for standardization work Part 1: Structure and drafting rules for standardization documents" Drafting.

Please note that some of the contents of this document may involve patents. The issuing organization of this document does not assume the responsibility for identifying patents.

This document was proposed and coordinated by the National Social Credit Standardization Technical Committee (SAC/TC470).

This document was drafted by: China National Institute of Standardization, Shenzhen Credit Promotion Association, Shenzhen Municipal Market Supervision Administration (Shenzhen Intellectual Property Bureau), Aerospace Science and Industry Intelligent Industry Development Co., Ltd., Tianchuang Credit Service Co., Ltd., China Jiliang University, Hangzhou Economic Information Center (Hangzhou Credit Center), Inner Mongolia Autonomous Region Big Data Center, Shenzhen Qianhai Shenzhen-Hong Kong Modern Service Industry Cooperation Zone Administration, China Satellite Ocean Shanghai Measurement and Control Department, Hangzhou Shulan Technology Co., Ltd., Wuhan Shudao Information Technology Co., Ltd., Chaji (Shanghai) Brand Management Co., Ltd., Aerospace Science and Technology Co., Ltd.

Industrial Network Information Development Co., Ltd., Shenzhen Hengyuanhao Information Technology Co., Ltd., Aixinnuo Credit Information Co., Ltd., Shenzhen Banshibao Information Service Co., Ltd.

Co., Ltd., Chengdu Xinglong Zhihui Technology Co., Ltd., Sanfang Enterprise Credit Co., Ltd., Zhengzhou Zhenghaorong Credit Service Co., Ltd., China Enterprise Reform and Development Research Association, China Economic Information Service Co., Ltd., Sichuan Youke Zhulian Technology Co., Ltd., Bazhou Cairui Financial Investment Asset Management Co., Ltd., Hubei Provincial Institute of Standardization and Quality, China Article Numbering Center, Shandong Provincial Institute of Standardization, Chongqing Municipal Quality and National Institute of Standardization, Beijing Academy of Eco-Environmental Protection Sciences.

The main drafters of this document are: Zhou Li, Zhao Yan, Gong Hui, Zhang Yan, Xian Tao, Miao Xiaofeng, Xu Yongmao, Zhang Yueyi, Cai Gong, Wang Chao, Meng Cuizhu, Jia Yue, Zhang Yalin, Bai Jiao, Xi Hongda, Hu Junchao, Jiang Zhou, Li Xianghua, Bo Wei, Song Heliang, Wang Yi, Shang Xiangmin, Hou Yawei, Zhang Yongfang, Guan Yan'an, Sun Yongquan, Zhao Donghui, Li Yifan, Ma Qiang, Fang Siyang, Zhang Xin, Li Wenxian, Li Penghui, Dong Yongbin, Chen Yanming, Liu Dongdong, Fu Yuanyuan, Bai Yanan, Zhai Yudong, Shen Yonghong, Shao Yuanxun, Hao Rui, Zou Zhenjun, Gao Yanbing, Zhao Xiaobin, Huang Rong, Sun Liangquan, Sun Ying, Zhang Minmin, Tang Dai, Li Shanshan, Zhang Yue, Yin Xiao.

Introduction

The General Office of the CPC Central Committee and the General Office of the State Council issued the Opinion on Promoting the High-Quality Development of the Social Credit System and the Formation of a New Development Pattern.

The Opinion proposes to cultivate professional credit service institutions. Credit control service institutions are an important part of the credit service market and are also the driving force for the development of social credit.

This document proposes the requirements for the development of credit control service institutions in China.

Classification and coding, based on the division of labor in credit risk management, divide credit control service agencies to meet the current needs of cultivating and developing the credit service industry.

to meet the needs of the credit industry and promote high-quality development of the credit service industry.

Classification and coding standards for credit control service agencies

1 Scope

This document establishes the classification principles and coding rules for credit control service agencies and stipulates the requirements for classification and coding.

This document applies to the classification and coding of credit control service agencies.

2 Normative references

GB/T 4754-2017

GB/T 22117

GB/T 22119-2017

3 Terms and Definitions

The following terms and definitions as defined in GB/T 4754-2017, GB/T 22117 and GB/T 22119-2017 apply to this document.

3.1

The purpose of serving is to reduce credit risk and promote trust.

3.2 [Source. GB/T 22119-2017, 3.1, modified]

Technology-based, data-based and other types of institutions that provide credit risk prevention, control and transfer services.

Note. Credit control service agencies are divided into independent credit control service agencies and non-independent credit control service agencies according to whether they operate independently.

4 Classification principles

4.1 Scientificity

Follow the connotation and boundaries of credit control service activities, reasonably set the categories and names of the classification system, and ensure that the classification is clear and there is no overlap.

4.2 Coordination

On the premise of meeting scientific requirements, it is coordinated and compatible with current relevant standards and corresponds to the national economic industry classification.

4.3 Scalability

Taking full account of the development of credit control service activities, the code system reserves appropriate space as needed to allow for the extension and expansion of the classification system. space.

......
This preview omits tables, figures, formulas and parts of the technical clauses. The complete document — 15 pages — is available in the English PDF.

Referenced standards

Normative references

Editions of GB/T 45805

Edition	Title	Revision	Status
GB/T 45805-2025	Specifications of classification and coding for credit risk control agencies	current edition	Current

This page sells the current edition, GB/T 45805-2025. Earlier editions are listed for reference only.

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