GB/T 22118-2025Guidelines for enterprises credit information collecting, processing and providing (English PDF)

Foreword

This document is in accordance with the provisions of GB/T 1.1-2020 "Guidelines for standardization work Part

1.Structure and drafting rules for standardization documents" Drafting. This document replaces GB/T 22118-2008 "Specifications for the Collection, Processing and Provision of Enterprise Credit Information" and is consistent with GB/T 22118-2008. In addition to structural adjustments and editorial changes, the main technical changes are as follows:

a) The "Scope" has been changed (see Chapter 1, Chapter 1 of the.2008 edition);

b) "Terms and Definitions" has been modified (see Chapter 3, Chapter 3 of the.2008 edition);

c) The "Basic Principles" have been modified (see Chapter 4, Chapter 4 of the.2008 edition);

d) "Collection of Enterprise Credit Information" has been modified (see Chapter 5, Chapter 5 of the.2008 edition);

e) "Enterprise Credit Information Processing" has been modified (see Chapter 6, Chapter 6 of the.2008 edition);

f) "Provision of Enterprise Credit Information" has been modified (see Chapter 7, Chapter 7 of the.2008 edition);

g) "Basic Information", "Business Management Information" and "Bank Transaction Information" have been deleted (see Appendix A, Appendix B and Appendix C of the.2008 edition). Please note that some of the contents of this document may involve patents. The issuing organization of this document does not assume the responsibility for identifying patents. This document was proposed and coordinated by the National Social Credit Standardization Technical Committee (SAC/TC470). This document was drafted by: China National Institute of Standardization, State Administration for Market Regulation, Zhejiang Provincial Administration for Market Regulation, China Network Security Bureau The National Audit and Certification and Market Supervision Big Data Center, the Inner Mongolia Autonomous Region Big Data Center, the Hubei Provincial Standardization and Quality Research Institute, the Hangzhou Economic and Economic Information Center (Hangzhou Credit Center), Pingdingshan High-tech Industrial Development Zone, Yongdao Technology Co., Ltd., Zhushan County Data Bureau, China Minsheng Bank Institute of Aeronautical Science and Technology, China University of Jiliang, Nankai University, Qijiayoudao Network Technology (Beijing) Co., Ltd., Zhengzhou Zhenghaorong Credit Information Service Co., Ltd., Wuhan Shudao Information Technology Co., Ltd., Sichuan Jinxu Business Consulting Co., Ltd., China Aerospace Science and Industry Corporation, Aerospace Science and Industry Network Information Development Co., Ltd., Bazhou Cairui Financial Investment Management Co., Ltd., Hangzhou Shulan Technology Co., Ltd., Wuhan Shuyi Intelligent Technology Co., Ltd., National Reform Credit Management (Beijing) Co., Ltd., and Shenzhen Power Supply Bureau Co., Ltd. The main drafters of this document are. Zhao Yan, Lei Guangcheng, Zhou Li, Zhang Honghua, Miao Xiaofeng, Shi Zhan, Jiang Zhou, Yan Xiaoliang, Li Xianghua, Huang Rong, Meng Cuizhu, Wang Chao, Sun Guoquan, Wang Liyuan, Li Xiuping, Cai Huali, Lai Minghua, Zhao Suhua, Wang Jing, Yu Dadong, Li Shu, Xu Ran, Zhou Mingxing, Ye Ruyi, Wang Zhiyuan, Sun He, Liu Xia, Jia Yue, Wang Ning, Lin Yunfeng, Zhou Kai, Zhao Donghui, Liu Yong, Zou Zhenjun, Zhang Xin, Zhang Yongfang, Chang Xinglong, Zhao Xiaobin, Liu Cuiping, Xie Hong, Cai Guoyong, Wang Gang, Sun Yongquan, Du Xiaotian, Zhao Wanting, and Yin Xiao. The previous versions of this document and the documents it replaces are as follows:

---First published in.2008 as GB/T 22118-2008;

---This is the first revision.

Effectively collect and integrate credit information in accordance with laws and regulations, establish a unified platform, realize the sharing of credit information resources and its application in various fields of economy and society The application of the domain is the foundation of the entire social credit system construction, and it is also an important task to strengthen the credit construction of enterprises. In the process of building a new pattern of social governance, enterprises are the basic units of social economy and the first responsible persons for market order. Enterprise credit information has become a capital with rich connotations and can improve the efficiency of resource allocation. It is also the basis for conducting corporate credit evaluation, fully tapping the value of data, promoting coordinated supervision and credit incentives and constraints, and actively expanding application scenarios. Promoting standardized and normative credit information collection, processing and provision methods can not only provide a strong support for the low-risk and high-quality development of enterprises, but also The issuance of this standard will help improve the supervision methods and approaches. The regulatory approach is shifting towards being "service-oriented" and "smart". To standardize the management of corporate credit information, carry out the collection, sharing, processing and application of enterprise-related information in accordance with laws and regulations, and improve the collaborative efficiency of regulatory applications and the level of corporate credit construction, safeguarding corporate credit information security and the rights and interests of information subjects, the Credit Supervision Department of the State Administration for Market Regulation conducted extensive research and analysis. Based on the analysis of the business needs of relevant parties, relevant units are organized to compile guidelines for the collection, processing and provision of corporate credit information to strengthen corporate credit information. Sharing and interaction of information, strengthening the standardized use of corporate credit information, preventing and resolving corporate credit risks, and achieving high-quality development of credit-based business entities Exhibition empowerment and efficiency improvement. Guidelines for the Collection, Processing and Provision of Corporate Credit Information

1 Scope

GB/T 22118-2025 is the Chinese national standard on guidelines for enterprises credit information collecting, processing and providing, in the field of services and company organization. The /T suffix marks it as a recommended standard: it is not compulsory by itself, but it becomes binding as soon as a contract, a tender or a customer specification calls it up - which in practice is how most foreign buyers meet it. It was issued on 1 August 2025 by the State Administration for Market Regulation; Standardization Administration of China, and has been in force since 1 August 2025. Classification: ICS 03.080.99, CCS A20. This page is published from the official record of the standard held by the Chinese standards administration: the identification, the dates, the classification and the issuing body are taken from there. The clause text, the tables and the numeric limits are in the document itself, which is delivered complete in English translation.

This document provides guidance on the collection, processing and provision of corporate credit information and provides relevant information. This document is applicable to the collection, processing and provision of corporate credit information.

2 Normative references

The contents of the following documents constitute the essential clauses of this document through normative references in this document. For referenced documents without a date, only the version corresponding to that date applies to this document; for referenced documents without a date, the latest version (including all amendments) applies to This document.

GB/T 22117 Basic Terms of Credit

GB/T 22120 Requirements for Enterprise Credit Data Items

GB 32100 Unified Social Credit Code Coding Rules for Legal Persons and Other Organizations

GB/T 34830.1 Credit Information Collection Specifications Part

3 Terms and Definitions

GB/T 22117, GB/T 22120, GB 32100, GB/T 34830.1, GB/T 34830.2, GB/T 39443, GB/T 41196 Defined terms and definitions apply to this document.

3.1 A series of operations taken on corporate credit information.

Note. Includes storage, use, processing, transmission and other links.

4 Basic Principles

4.1 Compliance Comply with the requirements of laws and regulations on information processing, do not collect or disclose data that is prohibited by laws and regulations, and do not use fraud, theft, Bribery, inducement, coercion, computer intrusion and other illegal means to obtain corporate credit information, safeguard national security, social public interests and corporate legal rights and interests.

4.2 Consistency In the process of collecting, processing and providing corporate credit information, we should not selectively select, split, modify or delete it at will, and try to keep the corporate credit information as accurate as possible. The original integrity of industry credit information.