JR/T 0025.5-2013China financial integrated circuit card specifications. Part 5: Debit/credit application card specification (English PDF)

Foreword

JR/T 0025 consists of the parts as follows in the general name of "China financial

integrated circuit card specifications".

- Part 1.Electronic Purse/Electronic Deposit Card Specification (abolished);

- Part 2.Electronic Purse/Electronic Deposit Application Specification (abolished);

- Part 3.Application Independent ICC to Terminal Interface Requirements;

- Part 4.Debit/credit Application Specifications;

- Part 5.Debit/Credit Application Card Specifications;

- Part 6.Debit/Credit Application Terminal Specifications;

- Part 7.Debit/Credit Application Card Security Specifications;

- Part 8.Contactless Specification Independent of Application

- Part 9.Electronic Purse Extended Application Guide (abolished);

- Part 10.Debit/Credit card Personalization Guide;

- Part 11.Contactless Integrated Circuit Card Communication Specifications;

- Part 12.Contactless Integrated Circuit Card Payment Specification;

- Part 13.Low-value Payment Specifications Based on Debit/Credit Application;

- Part 14.Comprehensive Application Specification Based on Contactless Low-

value Payment Application;

- Part 15.Electronic Cash Dual-currency Payment Specifications;

- Part 16.IC Card Internet Terminal Specifications;

- Part 17.Enhanced Debit/Credit Application Security Specifications.

This Part is Part 5 of JR/T 0025.

This Part was drafted according to the rules specified in GB/T 1.1-2009.

This Part replaces JR/T 0025.5-2010 "China financial integrated circuit card

specifications - Part 5.Debit/credit application card specification".

Compared with JR/T 0025.5-2010, this Part has the following major changes.

China financial integrated circuit card specifications -

Part 5.Debit/credit application card specification

1 Scope

This Part of JR/T 0025 describes the debit/credit flow from the card angle, including

the processing detail in the card, card data element and card supporting instruction

set.

This Part is applicable to the financial debit/credit integrated circuit card issued or

accepted by the banks. Those using this Part are mainly the relevant departments

(organizations) for such card design, manufacture, management, issuance and

acceptance and for the development, integration and maintenance of the application

system.

2 Normative references

The following referenced documents are indispensable for the application of this

document. For dated references, only the edition cited applies. For undated references,

the latest editions of the normative documents (including all the amendments) are

applicable to this document.

GB/T 2659 Codes for the Representation of Names of Countries and Regions (GB/T

2659-2000, ISO 3166-1.1997, EQV)

GB/T 4880.1 Codes for the Representation of Names of Language - Part 1.Alpha-

2 code (GB/T 4880.1-2005, ISO/IEC 639-1.2002, MOD)

GB/T 12406 Codes for the Representation of Currencies and Funds (GB/T 12406-

2008, ISO 4217.2001, IDT)

GB/T 15150 Bank Card Originated Messages - Interchange Message Specifications

- Content for Financial Transactions (GB/T 15150-1994, ISO 8583.1987, IDT)

GB/T 16649.4 Identification Cards - Integrated Circuit Cards - Part 4.Organization,

Security and Commands for Interchange (GB/T 16649.4-2010, ISO/IEC 7816-4.

2005, IDT)

GB/T 16649.5 Identification Cards - Integrated circuit(s) Cards with Contacts - Part

5 National Numbering System and Registration Procedure for Application

Identifiers (GB/T 16649.5-2002, ISO/IEC 7816-5.1994, NEQ)

GB/T 16649.6 Identification Cards - Integrated Circuit(s) Cards with Contacts - Part

6 Interindustry Data Elements (GB/T 16649.6-2001, ISO/IEC 7816-6.1996, IDT)

GB/T 17552 Identification Cards - Financial Transaction Cards (GB/T 17552-1998,

ISO/IEC 7813.1995, IDT)

JR/T 0025.3 China Financial Integrated Circuit Card Specifications - Part 3.

Application Independent ICC to Terminal Interface Requirements

JR/T 0025.6 China Financial Integrated Circuit Card Specifications - Part 6.

Debit/Credit Application Terminal Specifications

JR/T 0025.7 China Financial Integrated Circuit Card Specifications - Part 7.

Debit/Credit Application Card Security Specifi...

......