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JR/T 0025.12-2013China financial integrated circuit card specifications. Part 12: Contactless integrated circuit card payment specification (English PDF)

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Issued by

People's Bank of China

Level / Type

National · Recommended

Issue date

February 5, 2013

Implementation date

February 5, 2013

Scope

JR/T 0025.12-2013 (China financial integrated circuit card specifications. Part 12: Contactless integrated circuit card payment specification) is available as an English-translated PDF.

JR/T 0025.12-2013 is the Chinese standard "China financial integrated circuit card specifications. Part 12: Contactless integrated circuit card payment specification".

Its scope clause reads: This Part of JR/T 0025 describes the application of contactless integrated circuit card and provides the requirements for the contactless payment application (qPBOC) of the fast debit/credit.

This Part is applicable to the financial contactless integrated circuit card issued or received by the banks. The using objects are mainly the relevant departments for such card design, manufacture, management, issuance and acceptance and those for the development, integration and maintenance of the application system. Its clauses include terms and definitions.

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Document preview — JR/T 0025.12-2013

National Standard of the People's Republic of China

ICS
35.240.40
Classification
A 11

Issued by: People's Bank of China

Contents

  • Foreword4
  • Introduction7
  • 1 Scope8
  • 2 Normative references8
  • 3 Terms and definitions9
  • 4 Symbols and abbreviations11
  • 5 Overview of contactless implementation method14
  • 5.1 Contactless payment pattern14
  • 5.2 Interoperability of contactless standard debit/credit with qPBOC15
  • 5.3 Overall processing overview15
  • 6 General requirements for qPBOC19
  • 6.1 General requirements19
  • support qPBOC) is activated22
  • 6.3 Card testing and process requirements24
  • 6.4 Application selection requirements25
  • 6.5 Requirements for initial application processing29
  • 6.6 Transaction time32
  • 6.7 Personalization32
  • 7 Requirements for qPBOC32
  • 7.1 qPBOC Functions Based on Debit/Credit Function33
  • 7.2 qPBOC processing overview33
  • 7.3 Requirements of qPBOC about PDOL34
  • 7.4 Card receiving GPO command36
  • 7.5 Requirements for qPBOC card40
  • 7.6 Requirements for qPBOC terminal41
  • 7.7 Risk management process of qPBOC card43
  • 7.8 Request of qPBOC terminal processing72
  • 7.9 Simplification function of qPBOC76
  • 7.10 Requirements for cryptogram version 1777
  • Annex B (normative) Fast DDA82
  • Annex C (normative) Data element87
  • Annex D (normative) Issuer Defined Data in "9F10"93
  • Annex E (normative) Cryptogram version 1797
  • Bibliography99

1 Scope

This Part of JR/T 0025 describes the application of contactless integrated circuit card and provides the requirements for the contactless payment application (qPBOC) of the fast debit/credit.

This Part is applicable to the financial contactless integrated circuit card issued or received by the banks. The using objects are mainly the relevant departments for such card design, manufacture, management, issuance and acceptance and those for the development, integration and maintenance of the application system.

2 Normative references

The following referenced documents are indispensable for the application of this document. For dated references, only the edition cited applies. For undated references, the latest versions of the normative documents (including all the amendments) are applicable to this document.

JR/T 0025.3 China financial integrated circuit card specifications - Part 3.

Application independent ICC to terminal interface requirements

JR/T 0025.4 China financial integrated circuit card specifications - Part 4.

Debit/credit application specifications

JR/T 0025.5 China financial integrated circuit card specifications - Part 5.

Debit/credit application card specifications

JR/T 0025.6 China financial integrated circuit card specifications - Part 6.

Debit/credit application terminal specifications

JR/T 0025.7 China financial integrated circuit card specifications - Part 7.

Debit/credit application card security specifications

JR/T 0025.8 China financial integrated circuit card specifications - Part 8.

Contactless specification independent of application

JR/T 0025.10 China financial integrated circuit card specifications - Part 10.

Debit/credit card personalization guide

JR/T 0025.11 China financial integrated circuit card specifications - Part 11.

Contactless integrated circuit card communication specifications

JR/T 0025.13 China financial integrated circuit card specifications - Part 13.Low- value payment specifications based on debit/credit application

JR/T 0025.17 China financial integrated circuit card specifications - Part 17.

Enhanced debit/credit application security specifications

3 Terms and definitions

For the purposes of this document, the following terms and definitions apply.

3.1 Application file locator

Used to indicate application related file position and recording range.

3.2 Application interchange profile

To demonstrate the card-supporting functions.

3.3 Card

In this Part, the "card" refers to the consumer device interchanging with the payment terminal and equipped with the contactless payment application.

The term “card”, originally, refers to the payment card with the same size as the traditional credit cards, but in this Part, it refers to any consumer device capable of operation processing through the contactless interface (such as mobile telephone or

PDA).

3...

GB/T 19584-2010 | GB/T 12406-2008 | JR/T 0025.1-2018 | […]

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This preview omits tables, figures, formulas and parts of the technical clauses. The complete document — 19 pages — is available in the English PDF.

Referenced standards

Normative references

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