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JR/T 0025.10-2013China financial integrated circuit card specifications. Part 10: Debit/credit card personalization guide (English PDF)

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Issued by

People's Bank of China

Level / Type

National · Recommended

Issue date

February 5, 2013

Implementation date

February 5, 2013

Scope

JR/T 0025.10-2013 (China financial integrated circuit card specifications. Part 10: Debit/credit card personalization guide) is available as an English-translated PDF.

JR/T 0025.10-2013 is the Chinese standard "China financial integrated circuit card specifications. Part 10: Debit/credit card personalization guide".

Its scope clause reads: This part of JR/T 0025 describes the personalization command unique to China financial IC card debit/credit application, the definition of a unique data grouping identifier (DGI), and the security-related requirements for personalization.

At the same time, it can also provide reference for the designer to design default files and record structure. This part can also be referred to when personalizing other applications. Its clauses include symbols and abbreviations.

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Document preview — JR/T 0025.10-2013

National Standard of the People's Republic of China

ICS: 35.240.40
Classification: A 11

Issued by: People's Bank of China

Foreword3
1 Scope6
2 Normative references6
3 Symbols and abbreviations7
4 Personalization process overview9
4.1 Initialization9
4.2 Data preparation10
4.3 Personalization device processing10
4.4 Debit/credit application processing10
5 Initialization11
6 Data preparation13
6.1 Overview13
6.2 Create personalization data13
6.3 Recording format15
6.4 China financial integrated circuit (IC) card data group15
6.5 Rules that must be followed for personalization data21
requirements22
8 Security regulations23
8.1 Security overview23
8.2 Initialization security23
8.3 Key definition25
8.4 Management requirements27
8.5 Security module38
8.6 Risk audit39
References40

1 Scope

This part of JR/T 0025 describes the personalization command unique to

China financial IC card debit/credit application, the definition of a unique data grouping identifier (DGI), and the security-related requirements for personalization.

This part is intended for China financial integrated circuit (IC) card debit/credit cards issued or accepted by banks, to provide guidance to data preparation system providers and personalization centers in defining the data preparation phase requirements. At the same time, it can also provide reference for the designer to design default files and record structure. This part can also be referred to when personalizing other applications.

2 Normative references

The following documents are essential to the application of this document. For the dated documents, only the versions with the dates indicated are applicable to this document; for the undated documents, only the latest version (including all the amendments) are applicable to this document.

JR/T 0025.5 China financial integrated circuit card specifications - Part 12.

Debit/credit application card specification

JR/T 0025.12 China financial integrated circuit card specifications - Part 12.

Contactless Integrated Circuit Card Payment Specification

JR/T 0025.17 China financial integrated circuit card specifications - Part 17.

Enhanced debit/credit application security specification

GM/T 0002 SM4 block cipher algorithm

GM/T 0003 Public key cryptographic algorithm SM2 based on elliptic curves

GM/T 0004 SM3 password hashing algorithm

GM/T AAAA SM2 password algorithm using specifications

ISO 9807 Banking and related financial services; requirements for message authentication (retail)

3 Symbols and abbreviations

The following symbols and abbreviations apply to this document.

ADA. Application Default Action

ATC. Application Transaction Counter

AuthC. Authorization Controls

BIN. Bank Identification Number

CA. Certificate Authority

CAM. Card Authentication Method

CBC. Cipher Block Chaining

CDA. Combined DDA/AC Generation

CDOL. Card Risk Management Data Object List

CID. Cryptographic Information Data

C-MAC. Command-Message Authentication Code

CVM. Cardholder Verification Method

DDA. Dynamic Data Authentication

DDOL. Dynamic Data Authentication Data Object List

DEK/TK. Data Encryption Key

DES. Data Encryption Standard

DGI. Data Grouping Identifier

EMV. Europay, MasterCard and Visa

ENC MDK. Master Data Encipherment Key

ENC UDK. Unique Data Encipherment Key

HSM. Hardware Security Module

IAC. Issuer Action Code

IC. Integrated Circuit

ICC. Integrated Circuit (s) Card

ISO. International Organization for Standardization

ISS. Issuer

KEK/TK. Key Exchange Key / Transport K...

GB/T 19584-2010 | GB/T 12406-2008 | JR/T 0025.12-2018 | […]

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This preview omits tables, figures, formulas and parts of the technical clauses. The complete document — 21 pages — is available in the English PDF.

Referenced standards

Normative references

ISO 9807

Cited by

JR/T 0025.12-2013China financial integrated circuit card specifications. Part 12: Contactless integrated circuit card payment specification

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