JR/T 0025.13-2013China financial integrated circuit card specifications. Part 13: Low-value payment specifications based on debit/credit application (English PDF)
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Issued by
People's Bank of China
Level / Type
National · Recommended
Issue date
February 5, 2013
Implementation date
February 5, 2013
Scope
JR/T 0025.13-2013 (China financial integrated circuit card specifications. Part 13: Low-value payment specifications based on debit/credit application) is available as an English-translated PDF.
JR/T 0025.13-2013 is the Chinese standard "China financial integrated circuit card specifications. Part 13: Low-value payment specifications based on debit/credit application".
Its scope clause reads: This part of JR/T 0025 describes relevant information on how to implement the low-value payment function (i.e. electronic cash) on a debit/credit card AND provides a functional overview of electronic cash, including card applications, terminal functions, and issuer system example, AND the background account processing of the issuer is beyond the scope of this part.
This part applies to the bank issued and accepted debit/credit financial IC card having low-value payment functions.
The objective user is mainly the card design, manufacture, management, issuance and acceptance, application system research, development, integration and maintenance, and other departments (units) related to the application of the financial debit/credit IC card.
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Document preview — JR/T 0025.13-2013
National Standard of the People's Republic of China
- ICS
- 35.240.40
- Classification
- A 11
Issued by: People's Bank of China
Contents
- Foreword4
- Introduction6
- 1 Scope7
- 2 Normative references7
- 3 Terms and definitions8
- 4 Symbols and abbreviations10
- 5 Card and terminal technical requirements11
- 5.1 New data element11
- 5.2 Card offline data authentication13
- 5.3 Cardholder verification method principle13
- 5.4 Transaction log13
- 5.5 Currency conversion13
- 5.6 Data element use13
- 5.7 Script14
- 5.8 Load log14
- 6 Meaning of balance15
- 7 Function mode15
- 7.1 EC account16
- 7.2 Initial setting of EC account amount and card balance17
- 7.3 Transaction18
- 7.4 Transaction processing18
- 7.5 Transaction flow chart22
- 8 Adjustment of EC balance24
- 9 Example of host logic implementation25
- 9.1 Offline transaction25
- 9.2 Online transaction25
- 10 Card command29
- 10.1 EC balance inquiry29
- 10.2 Log inquiry30
- 10.3 Command to get transaction log format33
- 10.4 Update EC parameters command33
- Appendix A (informative) Electronic cash profile35
- Appendix B (Informative) Electronic cash transactions42
- Appendix C (Informative) Electronic cash balance and log reader64
- Appendix D (Informative) Card application examples74
1 Scope
This part of JR/T 0025 describes relevant information on how to implement the low-value payment function (i.e. electronic cash) on a debit/credit card AND provides a functional overview of electronic cash, including card applications, terminal functions, and issuer system example, AND the background account processing of the issuer is beyond the scope of this part.
This part applies to the bank issued and accepted debit/credit financial IC card having low-value payment functions. The objective user is mainly the card design, manufacture, management, issuance and acceptance, application system research, development, integration and maintenance, and other departments (units) related to the application of the financial debit/credit IC card.
2 Normative references
The following documents are essential to the application of this document. For the dated documents, only the versions with the dates indicated are applicable to this document; for the undated documents, only the latest version (including all the amendments) are applicable to this document.
GB/T 12406 Codes for the representation of cur...
GB/T 19584-2010 | GB/T 12406-2008 | JR/T 0025.1-2018 | […]
......
This preview omits tables, figures, formulas and parts of the technical clauses. The complete document — 74 pages — is available in the English PDF.
Referenced standards
Normative references
Cited by
- JR/T 0025.12-2013China financial integrated circuit card specifications. Part 12: Contactless integrated circuit card payment specification
- JR/T 0025.14-2013China financial integrated circuit card specifications. Part 14: Comprehensive application specification based on contactless low-value payment application
- JR/T 0025.15-2013China financial integrated circuit card specifications. Part 15: Electronic cash dual-currency payment specification
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Related Standards
GB/T 12406-2008 — Codes for the representation of currencies and funds
GB/T 12406-2022 — Codes for the representation of currencies
JR/T 0025.10-2013 — China financial integrated circuit card specifications. Part 10: Debit/credit card personalization guide
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JR/T 0025.13-2013
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