JR/T 0025.6-2013China financial integrated circuit card specifications. Part 6: Debit/credit application terminal specification (English PDF)

Foreword

JR/T 0025 "China financial integrated circuit card specifications" is divided into

the following parts.

- Part 1.Electronic purse/electronic deposit application card specification

(abolished);

- Part 2.Electronic purse/electronic deposit application specification

(abolished);

- Part 3.Specification on application independent ICC to terminal interface

requirements;

- Part 4.Debit/credit application overview;

- Part 5.Debit/credit application card specification;

- Part 6.Debit /credit application terminal specification;

- Part 7.Debit/credit application security specifications;

- Part 8.Contactless specification independent of application;

- Part 9.Electronic purse comprehensive application guide (abolished);

- Part 10.Debit/credit card personalization guide;

- Part 11.Contactless integrated circuit card communication specification;

- Part 12.Contactless integrated circuit card payment specification

- Part 13.Low-value payment specifications based on debit/credit

application;

- Part 14.Comprehensive application specification based on contactless

low-value payment application;

- Part 15.Electronic cash dual-currency payment specification;

- Part 16.IC card internet terminal specification;

- Part 17.Enhanced debit/credit application security specification.

This part is part 6 of JR/T 0025.

This part was drafted in accordance with the rules given in GB/T 1.1-2009.

China financial integrated circuit card specifications -

Part 6.Debit/credit application terminal specification

1 Scope

This part of JR/T 0025 describes the debit/credit transaction process from the

perspective of the terminal, including the hardware requirements of the

terminal, the processing details inside the terminal, the data elements used by

the terminal, the command set supported by the terminal, and the like.

This clause is applicable to financial terminals, point-of-sale terminals and

other similar terminal devices that support the debit/credit application as

specified in JR/T 0025.The objective user is mainly the terminal design,

manufacture, application system research, development, integration and

maintenance, and other departments (units) related to the application of the

financial IC card.

2 Normative references

The following files are essential to the application of this file. For the dated files,

only the versions with the dates indicated are applicable to this file; for the

undated files, only the latest version (including all the amendments) are

applicable to this file.

GB/T 2659 Codes for the representation of names of countries and regions

(GB/T 2659-2000, ISO 3166-1.1997, EQV)

GB/T 12406 Codes for the representation of currencies and funds (GB/T

12406-2008, ISO 4217.2001.IDT)

GB/T 15150 Bank card originated messages- Interchange message

specifications-Content for financial transactions (GB/T 15150-1994, ISO

8583.1987, IDT)

GB/T 16649.5 Identification card - Integrated circuit(s) cards with contacts -

Part 5.National numbering system and registration procedure for

application identifiers (ISO/IEC 7816-5.1994, NEQ)

GB/T 21078.1 Banking - Personal identification number management and

security - Part 1.Basic principles and requirements for online PIN handling

in ATM and POS systems (ISO/IEC 1564-1.2002, MOD)

JR/T 0001 Specification of point of sale (POS) terminal with magstripe card

in bank

JR/T 0025.3 China financial integrated circuit card specifications - Part 3.

Specification on application independent ICC to terminal interface

requirements

JR/T 0025.4 China financial integrated circuit card specifications - Part 4.

Debit/credit application overview

JR/T 0025.5 China financial integrated circuit card specifications - Part 5.

Debit/credit application card specification

JR/T 0025.7 China financial integrated circuit card specifications - Part 7.

Debit/credit application security specification

JR/T 0025.17 China financial integrated circuit card specifications - Part 17.

Enhanced debit/credit application security specification

ISO/IEC 8859 (All parts) Preview information technology - 8-bit single-byte

coded graphic character sets

3 Terms and definitions

The following terms and definitions apply to this document.

3.1

Application

Application protocols and related data sets between cards and terminals.

3.2

Command

A message sent by the terminal to the IC card that initiates an operation or

requests a response.

3.3

Cryptogram

Encryption results.

3.4

system requirements. For each approved transaction, the transaction

document can be printed offline, online, or via voice authorization.

The format of printing documents is determined by each acquirer, but the

following data shall be included. card number, application identifier AID,

transaction date and time, and signature column.

6 General requirements