GB/T 20543.2-2026Financial services - International bank account number(IBAN) - Part 2: Role and responsibilities of the Registration Authority (English PDF)

Foreword

This document complies with the provisions of GB/T 1.1-2020 "Standardization Work Guidelines Part 1: Structure and Drafting Rules of Standardization Documents".

Drafting.

This document is Part 2 of GB/T 20543, "Financial Services, International Bank Accounts (IBAN)". GB/T 20543 has been published.

The following section.

---Part 1: The Structure of IBAN;

---Part 2: The role and responsibilities of the registration authority.

This document supersedes GB/T 20543.2-2011 "Financial Services - International Bank Account (IBAN) - Part 2: Role of the Registered Institution".

Compared with GB/T 20543.2-2011, the main technical changes in the "Responsibilities and Duties" standard, apart from structural adjustments and editorial modifications, are as follows.

---The normative appendix "Designation of Registration Bodies" has been deleted (see Appendix A of the 2011 edition).

This document is equivalent to ISO 13616-2:2020 "Financial services – International Bank Accounts (IBAN) – Part 2: Roles of Registered Institutions".

Color and duty.

Please note that some content in this document may involve patents. The issuing organization of this document assumes no responsibility for identifying patents.

This document is under the jurisdiction of the National Financial Standardization Technical Committee (SAC/TC180).

Introduction

Electronic communications used for cross-border information transmission and payment-related transactions between financial institutions and between financial institutions and their customers.

The application of media and international services continue to show significant growth trends. In this environment, efforts are being made to facilitate automated processing to support pass-through processing.

This document was developed by STP. Through this document and industry-standard Electronic Data Interchange (EDI) technology, financial institutions and customers can communicate via machine...

Account identity information can be exchanged in a readable manner. This document also specifies the terms for verifying the validity of the information provided.

It is unrealistic to use a single, universal method in standard setting to identify the relationship between a financial institution's customer accounts and the bank.

Furthermore, financial institutions generally prefer to retain the existing identification methods used in their respective countries. Therefore, this document proposes a method that only requires modifications to existing identification methods.

It refers to the identification methods and information organization methods that require minimal modifications to facilitate the automated processing of information.

In the field of electronic data interchange, the application of this document will bring about.

---Reduces human intervention in handling data exchange within and between industries;

---Improved the accuracy of the information provided;

--- Ensure that the information provided reflects the account holder's country information.

IBANs can be applied to paper documents. When using IBANs to describe financial institutions, if further restrictions on the financial institution are needed...

The structure can also use technical standards other than IBAN.

GB/T 20543 "Financial Services International Bank Account (IBAN)" is proposed to consist of two parts.

---Part 1: The Structure of IBAN. The purpose is to define the constituent elements of IBAN to facilitate its use in the financial sector and other industries.

Data processing work during cross-border data exchange.

---Part 2: Roles and Responsibilities of the Registration Authority. The purpose is to describe the responsibilities of the registration authority in managing IBAN formats conforming to ISO 13616-1.

The registration body, and the IBAN format registration procedure and registration structure that conform to the ISO 13616 series of standards.

International Bank Account (IBAN) for Financial Services Part 2: The Role and Responsibilities of the Registration Authority

1 Scope

This document describes the responsibilities for managing IBANs (International Bank Accounts) compliant with ISO 13616-1.

Format registration procedure and registration structure.

2 Normative references

The contents of the following documents, through normative references within the text, constitute essential provisions of this document. Dated citations are not included.

For references to documents, only the version corresponding to that date applies to this document; for undated references, the latest version (including all amendments) applies.

This document.

Note. GB/T 2659.1-2022 Codes for the Names of Countries and Regions and Their Administrative Divisions Part 1: Country and Region Codes (ISO 3166-1) 2020, MOD) ISO 13616-1 Financial Services - International Bank Account (IBAN) - Part 1: Structure of IBAN Note. GB/T 20543.1-2026 Financial Services - International Bank Accounts (IBAN) - Part 1: Structure of IBANs (ISO 13616-1:2020, IDT)

3 Terms and Definitions

The terms and definitions defined in ISO 13616-1 apply to this document.

4 Registration Authority (RA)